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Renters insurance usually covers bikes – you need a receipt and I recommend taking photos with a time stamp (can that still be done on phones?). Check with your renters policy.
Bikes are NOT covered under most home owners insurance.
There are some bike insurances but they usually are only worth it if your bike REALLY expensive.
I recommend investing in a good lock and being smart about where you are leaving your bike. https://www.youtube.com/watch?v=JgHubY5Vw3Y
^note: if you do change from quick release, be sure to put them back on during the race and for longer training rides!